@article{adataminingframeworktomodelconsumer,
  title = {A Data Mining framework to model Consumer Indebtedness with Psychological Factors},
  author = {Alexandros Ladas and Eamonn Ferguson and Uwe Aickelin and Jon Garibaldi},
  year = {2015},
  eprint = {1502.05911},
  archivePrefix = {arXiv},
  url = {http://arxiv.org/abs/1502.05911v1},
}