@article{afivelayerframeworkforaigovernanceintegr,
  title = {A five-layer framework for AI governance: integrating regulation, standards, and certification},
  author = {Avinash Agarwal and Manisha J. Nene},
  year = {2025},
  eprint = {2509.11332},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2509.11332},
}