@article{adaptivemodellingapproachforrowtype,
  title = {Adaptive Modelling Approach for Row-Type Dependent Predictive Analysis (RTDPA): A Framework for Designing Machine Learning Models for Credit Risk Analysis in Banking Sector},
  author = {Minati Rath and Hema Date},
  year = {2023},
  eprint = {2311.10799},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2311.10799v1},
}