@article{advancedusercreditriskpredictionmodel,
  title = {Advanced User Credit Risk Prediction Model using LightGBM, XGBoost and Tabnet with SMOTEENN},
  author = {Chang Yu and Yixin Jin and Qianwen Xing and Ye Zhang and Shaobo Guo and Shuchen Meng},
  year = {2024},
  eprint = {2408.03497},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2408.03497v3},
}