@article{balmamodelagnosticframeworkforbalancedmu,
  title = {BALM: A Model-Agnostic Framework for Balanced Multimodal Learning under Imbalanced Missing Rates},
  author = {Phuong-Anh Nguyen and Tien Anh Pham and Duc-Trong Le and Cam-Van Thi Nguyen},
  year = {2026},
  eprint = {2603.19718},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2603.19718},
}