@article{bankingdesertscitysizeandsocioeconomic,
  title = {Banking Deserts," City Size, and Socioeconomic Characteristics in Medium and Large U.S. Cities},
  author = {Scott W. Hegerty},
  year = {2022},
  eprint = {2203.03069},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2203.03069v1},
}