@article{bonusmalussystemsvsdelaysinclaims,
  title = {Bonus-malus Systems vs Delays in Claims Reporting and Settlement: Analysis of Ruin Probabilities},
  author = {Dhiti Osatakul and Shuanming Li and Xueyuan Wu},
  year = {2024},
  eprint = {2408.00003},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2408.00003v1},
}