@article{churnpredictionviamultimodalfusion,
  title = {Churn Prediction via Multimodal Fusion Learning:Integrating Customer Financial Literacy, Voice, and Behavioral Data},
  author = {David Hason Rudd and Huan Huo and Md Rafiqul Islam and Guandong Xu},
  year = {2023},
  eprint = {2312.01301},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2312.01301v1},
}