@article{cosmosmodelagnosticpersonalizedfederated,
  title = {COSMOS: Model-Agnostic Personalized Federated Learning with Clustered Server Models and Pseudo-Label-Only Communication},
  author = {Ben Rachmut and Luise Ge and William Yeoh and Ning Zhang and Yevgeniy Vorobeychik},
  year = {2026},
  eprint = {2605.11165},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2605.11165},
}