@article{covariancesforfreeexploitingmean,
  title = {Covariances for Free: Exploiting Mean Distributions for Federated Learning with Pre-Trained Models},
  author = {Dipam Goswami and Simone Magistri and Kai Wang and Bartłomiej Twardowski and Andrew D. Bagdanov and Joost Van de Weijer},
  year = {2024},
  eprint = {2412.14326},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2412.14326v1},
}