@article{deriskaneffectivedeeplearningframework,
  title = {DeRisk: An Effective Deep Learning Framework for Credit Risk Prediction over Real-World Financial Data},
  author = {Yancheng Liang and Jiajie Zhang and Hui Li and Xiaochen Liu and Yi Hu and Yong Wu and Jinyao Zhang and Yongyan Liu and Yi Wu},
  year = {2023},
  eprint = {2308.03704},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2308.03704v1},
}