@article{enhancingcreditriskpredictionamultistage,
  title = {Enhancing Credit Risk Prediction: A Multi-stage Ensemble Pipeline},
  author = {Haibo Wang and Jun Huang and Lutfu S. Sua and Figen Balo and Burak Dolar},
  year = {2025},
  eprint = {2509.22381},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2509.22381},
}