@article{ensemblemethodologyinnovationsincredit, title = {Ensemble Methodology:Innovations in Credit Default Prediction Using LightGBM, XGBoost, and LocalEnsemble}, author = {Mengran Zhu and Ye Zhang and Yulu Gong and Kaijuan Xing and Xu Yan and Jintong Song}, year = {2024}, eprint = {2402.17979}, archivePrefix = {arXiv}, url = {https://arxiv.org/abs/2402.17979v1}, }