@article{federatedartificialintelligenceforunifie,
  title = {Federated Artificial Intelligence for Unified Credit Assessment},
  author = {Minh-Duc Hoang and Linh Le and Anh-Tuan Nguyen and Trang Le and Hoang D. Nguyen},
  year = {2021},
  eprint = {2105.09484},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2105.09484v1},
}