@article{foundationmodelsforcreditriskpredictiona,
  title = {Foundation Models for Credit Risk Prediction: A Game Changer?},
  author = {Bart Baesens and Andreas Goethals and Stefan Lessmann and Simon De Vos and Cristián Bravo and David Martens and Victor Medina-Olivares and Christophe Mues and Maria Oskarsdóttir and Seppe vanden Broucke and Tim Verdonck and Wouter Verbeke},
  year = {2026},
  eprint = {2605.18147},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2605.18147},
}