@article{fraudtypedecompositionandtheobservationm,
  title = {Fraud Type Decomposition and the Observation-Mechanism Taxonomy:Class-Specific Detection Limits in Payment Networks},
  author = {Gaurav Dhama},
  year = {2026},
  eprint = {2605.31257},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2605.31257},
}