@article{helocapplicantriskperformanceevaluation,
  title = {HELOC Applicant Risk Performance Evaluation by Topological Hierarchical Decomposition},
  author = {Kyle Brown and Derek Doran and Ryan Kramer and Brad Reynolds},
  year = {2018},
  eprint = {1811.10658},
  archivePrefix = {arXiv},
  url = {http://arxiv.org/abs/1811.10658v1},
}