@article{howsmallcanyougolorafinetuning270m8bmode,
  title = {How Small Can You Go? LoRA Fine-Tuning 270M-8B Models for Merchant Information Extraction in Financial Transactions},
  author = {Donghao Huang and Tomas Drietomsky and Benjamin Barrett and Zhaoxia Wang},
  year = {2026},
  eprint = {2606.08051},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2606.08051},
}