@article{machinelearningacrossculturesmodelingthe,
  title = {Machine Learning Across Cultures: Modeling the Adoption of Financial Services for the Poor},
  author = {Muhammad Raza Khan and Joshua E. Blumenstock},
  year = {2016},
  eprint = {1606.05105},
  archivePrefix = {arXiv},
  url = {http://arxiv.org/abs/1606.05105v1},
}