@article{mintauniversalzeroshotpredictorfortransa,
  title = {MINT: A Universal Zero-Shot Predictor for Transaction Data},
  author = {Parameswaran Kamalaruban and Viktor Drobnyi and Maeve Madigan and Julia Rozanova and David Sutton and Stuart Burrell},
  year = {2026},
  eprint = {2608.14198},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2608.14198},
}