@article{offbalancesheetactivitiesandscope,
  title = {Off-Balance Sheet Activities and Scope Economies in U.S. Banking},
  author = {Jingfang Zhang and Emir Malikov},
  year = {2023},
  eprint = {2302.14603},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2302.14603v1},
}