@article{onvariableannuitieswithsurrendercharges,
  title = {On variable annuities with surrender charges},
  author = {Tiziano De Angelis and Alessandro Milazzo and Gabriele Stabile},
  year = {2024},
  eprint = {2405.02115},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2405.02115v1},
}