@article{optimizingdigitaladjudicationthroughsoci,
  title = {Optimizing Digital Adjudication through Social Network Analysis: An Empirical Study of Credit Card Disputes in Beijing},
  author = {Chung Han Tsai and ChengTo Lin and Chung Han Tsai and ChengTo Lin and Baowen Zhang and Qingyue Deng and Yunhui Zhao and Zhijia Song and Baowen Zhang and Qingyue Deng and Yunhui Zhao and Zhijia Song},
  year = {2026},
  eprint = {2601.05299},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2601.05299},
}