@article{parttimepenaltiesandheterogeneous,
  title = {Part-Time Penalties and Heterogeneous Retirement Decisions},
  author = {Kanta Ogawa},
  year = {2025},
  eprint = {2503.17917},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2503.17917v2},
}