@article{refundableincomeannuitiesfeasibilityof,
  title = {Refundable income annuities: Feasibility of money-back guarantees},
  author = {Moshe A. Milevsky and Thomas S. Salisbury},
  year = {2021},
  eprint = {2111.01239},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2111.01239v1},
}