@article{simulationbasedoptimisationofthetiming,
  title = {Simulation-based optimisation of the timing of loan recovery across different portfolios},
  author = {Arno Botha and Conrad Beyers and Pieter de Villiers},
  year = {2020},
  eprint = {2009.11064},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2009.11064v3},
}