@article{texttotrustevaluatingfinetuningandloratr,
  title = {Text to Trust: Evaluating Fine-Tuning and LoRA Trade-offs in Language Models for Unfair Terms of Service Detection},
  author = {Noshitha Padma Pratyusha Juttu and Sahithi Singireddy and Sravani Gona and Sujal Timilsina},
  year = {2025},
  eprint = {2510.22531},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2510.22531},
}