@article{theeffectsofdataimbalanceundera,
  title = {The Effects of Data Imbalance Under a Federated Learning Approach for Credit Risk Forecasting},
  author = {Shuyao Zhang and Jordan Tay and Pedro Baiz},
  year = {2024},
  eprint = {2401.07234},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2401.07234v1},
}