@article{theimpactoffinancialliteracysocial,
  title = {The Impact of Financial Literacy, Social Capital, and Financial Technology on Financial Inclusion of Indonesian Students},
  author = {Gen Norman Thomas and Siti Mutiara Ramadhanti Nur and Lely Indriaty},
  year = {2024},
  eprint = {2405.06570},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2405.06570v1},
}