@inproceedings{ultimateownershipandbankcompetition,
  title = {Ultimate ownership and bank competition},
  author = {José Azar and Sahil Raina and Martin Schmalz},
  year = {2021},
  booktitle = {Financial Management 2021 6},
  url = {https://onlinelibrary.wiley.com/doi/abs/10.1111/fima.12368},
}