@article{zeroknowledgeproofzkpauthenticationforof,
  title = {Zero-Knowledge Proof (ZKP) Authentication for Offline CBDC Payment System Using IoT Devices},
  author = {Santanu Mondal and T. Chithralekha},
  year = {2026},
  eprint = {2603.03804},
  archivePrefix = {arXiv},
  url = {https://arxiv.org/abs/2603.03804},
}