Determinants of Mobile Money Adoption in Pakistan
In this work, we analyze the problem of adoption of mobile money in Pakistan by using the call detail records of a major telecom company as our input. Our results highlight the fact that different sections of the society have different patterns of adoption of digital financial services but user mobility related features are the most important one when it comes to adopting and using mobile money services.
Code (0)
등록된 구현이 없습니다.
Similar Papers 제목 키워드 기반
Machine Learning Across Cultures: Modeling the Adoption of Financial Services for the Poor
Recently, mobile operators in many developing economies have launched "Mobile Money" platforms that deliver basic financial services over the mobile phone network. While many believe that these services can improve the l…
BIG-bench Machine LearningAI in Pakistani Schools: Adoption, Usage, and Perceived Impact among Educators
Artificial Intelligence (AI) is increasingly permeating classrooms worldwide, yet its adoption in schools of developing countries remains under-explored. This paper investigates AI adoption, usage patterns, and perceived…
Business-cycles and Cash-on-Market: Pre-money Startup Valuation in the Macroeconomic Environment
How do business-cycles impact startup-valuations? While several studies explore VC startupecosystems and pre-money valuations, relatively-few delve deeper into the role of macro-level economic factors in influencing thos…
Revisiting the Properties of Money
The properties of money commonly referenced in the economics literature were originally identified by Jevons (1876) and Menger (1892) in the late 1800s and were intended to describe physical currencies, such as commodity…
E-Commerce in Africa: Divergent Impacts on Rural and Urban Economies
E-commerce is rapidly transforming economies across Africa, offering immense opportunities for economic growth, market expansion, and digital inclusion. This study investigates the effects of e-commerce on select African…