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Explaining the Unexplainable: A Systematic Review of Explainable AI in Finance

2025-03-07 · Md Talha Mohsin, Nabid Bin Nasim

Practitioners and researchers trying to strike a balance between accuracy and transparency center Explainable Artificial Intelligence (XAI) at the junction of finance. This paper offers a thorough overview of the changing scene of XAI applications in finance together with domain-specific implementations, methodological developments, and trend mapping of research. Using bibliometric and content analysis, we find topic clusters, significant research, and most often used explainability strategies used in financial industries. Our results show a substantial dependence on post-hoc interpretability techniques; attention mechanisms, feature importance analysis and SHAP are the most often used techniques among them. This review stresses the need of multidisciplinary approaches combining financial knowledge with improved explainability paradigms and exposes important shortcomings in present XAI systems.

📄 PDF Abstract BibTeX arXiv:2503.05966

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Tasks

Explainable artificial intelligenceExplainable Artificial Intelligence (XAI)Feature Importance

Methods 이 논문이 사용한 방법론

Softmax The Softmax output function transforms a previous layer's output into a vector of probabilities. It is commonly used for multiclass classification. Given an input vector $x$…
Attention 설명 없음
SHAP 설명 없음

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