paper-with-me

Papers

Financial fraud detection system based on improved random forest and gradient boosting machine (GBM)

2025-02-20 · Tianzuo Hu

This paper proposes a financial fraud detection system based on improved Random Forest (RF) and Gradient Boosting Machine (GBM). Specifically, the system introduces a novel model architecture called GBM-SSRF (Gradient Boosting Machine with Simplified and Strengthened Random Forest), which cleverly combines the powerful optimization capabilities of the gradient boosting machine (GBM) with improved randomization. The computational efficiency and feature extraction capabilities of the Simplified and Strengthened Random Forest (SSRF) forest significantly improve the performance of financial fraud detection. Although the traditional random forest model has good classification capabilities, it has high computational complexity when faced with large-scale data and has certain limitations in feature selection. As a commonly used ensemble learning method, the GBM model has significant advantages in optimizing performance and handling nonlinear problems. However, GBM takes a long time to train and is prone to overfitting problems when data samples are unbalanced. In response to these limitations, this paper optimizes the random forest based on the structure, reducing the computational complexity and improving the feature selection ability through the structural simplification and enhancement of the random forest. In addition, the optimized random forest is embedded into the GBM framework, and the model can maintain efficiency and stability with the help of GBM's gradient optimization capability. Experiments show that the GBM-SSRF model not only has good performance, but also has good robustness and generalization capabilities, providing an efficient and reliable solution for financial fraud detection.

📄 PDF Abstract BibTeX arXiv:2502.15822

Code (0)

등록된 구현이 없습니다.

Tasks

Computational EfficiencyEnsemble Learningfeature selectionFraud Detection

Methods 이 논문이 사용한 방법론

Feature Selection Feature selection, also known as variable selection, attribute selection or variable subset selection, is the process of selecting a subset of relevant features (variables,…

Similar Papers 제목 키워드 기반

Detection of fraudulent users in P2P financial market

2019-09-24 · Hao Wang

Financial fraud detection is one of the core technological assets of Fintech companies. It saves tens of millions of money fro m Chinese Fintech companies since the bad loan rate is more than 10%. HC Financial Service Gr…

BIG-bench Machine LearningFraud Detection

Credit Card Fraud Detection Using RoFormer Model With Relative Distance Rotating Encoding

2025-07-12 · Kevin Reyes, Vasco Cortez arxiv

Fraud detection is one of the most important challenges that financial systems must address. Detecting fraudulent transactions is critical for payment gateway companies like Flow Payment, which process millions of transa…

Fraud Detection

Artificial Intelligence-Enabled Accounting Information Systems and Fraud Detection in Nigeria's Financial Services Sector: The Moderating Role of Natural Language Processing

2026-06-04 · Timothy Oluwapelumi Adeyemi, Abigail Omotola Ojogbede arxiv

The rapid digitalisation of financial systems has improved operational efficiency and financial inclusion while simultaneously increasing exposure to sophisticated forms of cyber-enabled fraud and electronic financial mi…

Fraud Detection

Fraud Detection System for Banking Transactions

2026-04-09 · Ranya Batsyas, Ritesh Yaduwanshi arxiv

The expansion of digital payment systems has heightened both the scale and intricacy of online financial transactions, thereby increasing vulnerability to fraudulent activities. Detecting fraud effectively is complicated…

Fraud Detection

Applications of Machine Learning in Fintech Credit Card Fraud Detection

2021-07-26 · IEEE International Conference on Electro Information Technology (EIT) 2021 7 · Lacruz, F., Saniie, J.

Fintech utilizes innovative technology to offer improved monetary administrations and financial solutions. According to data from the prediction of Autonomous Research artificial intelligence (AI) technologies will…

Fraud Detectionregression