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Large Language Model in Financial Regulatory Interpretation

2024-05-10 · Zhiyu Cao, Zachary Feinstein

This study explores the innovative use of Large Language Models (LLMs) as analytical tools for interpreting complex financial regulations. The primary objective is to design effective prompts that guide LLMs in distilling verbose and intricate regulatory texts, such as the Basel III capital requirement regulations, into a concise mathematical framework that can be subsequently translated into actionable code. This novel approach aims to streamline the implementation of regulatory mandates within the financial reporting and risk management systems of global banking institutions. A case study was conducted to assess the performance of various LLMs, demonstrating that GPT-4 outperforms other models in processing and collecting necessary information, as well as executing mathematical calculations. The case study utilized numerical simulations with asset holdings -- including fixed income, equities, currency pairs, and commodities -- to demonstrate how LLMs can effectively implement the Basel III capital adequacy requirements. Keywords: Large Language Models, Prompt Engineering, LLMs in Finance, Basel III, Minimum Capital Requirements, LLM Ethics

📄 PDF Abstract BibTeX arXiv:2405.06808

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Tasks

EthicsLanguage ModelingLanguage ModellingLarge Language ModelManagementmodelPrompt Engineering

Methods 이 논문이 사용한 방법론

Attention 설명 없음
Linear Layer A Linear Layer is a projection $\mathbf{XW + b}$.
Multi-Head Attention 설명 없음
Dense Connections Dense Connections, or Fully Connected Connections, are a type of layer in a deep neural network that use a linear operation where every input is connected to every output…
Position-Wise Feed-Forward Layer 설명 없음
Dropout Dropout is a regularization technique for neural networks that drops a unit (along with connections) at training time with a specified probability $p$ (a common value is…
Label Smoothing Label Smoothing is a regularization technique that introduces noise for the labels. This accounts for the fact that datasets may have mistakes in them, so maximizing the…
Residual Connection 설명 없음

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